renting vs buying house

When is it time to stop renting a home and seriously consider buying your own place? That’s a personal question and a very personal decision — it really depends on your lifestyle, your finances, your employment plans, and many other factors that could make buying a house a really good idea, or an absolutely terrible…

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Home buying guide

1. Get prequalified for a loan Before you begin the home buying process, it is essential to know how much you can pay for a home. Your lender can make this easy for you, by pre-qualifying you before you and your real estate agent begin looking for a home. A prequalification is free and can…

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There comes a time in every homeowner’s life when he or she realizes: “I am not the same person I was when I bought this place.” Maybe your lifestyle or your family configuration has changed, or maybe the house just isn’t as appealing as it was when you signed that ream of paperwork on closing…

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real estate closing

If you’re reading this, you’re probably entering the home stretch. Hang in there! The closing process, or settlement, transfers ownership of your new home from the seller to you. Yes, there’s a lot going on, and a lot of money is going to change hands. But when you know what to expect and plan well,…

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