Thanks to Santa Barbara’s year-round mild weather, backyard barbecues aren’t just for Summer months. Whether it’s July or November, Santa Barbarians are always looking for the opportunity to BBQs with friends, toss a ball with the kids, or relax in the sun with a good book. But … it may be time to refresh your…

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There are many conflicting headlines when it comes to describing today’s real estate market. Some are making comparisons to the market we experienced 10 years ago and are starting to believe that we may be doomed to repeat ourselves. Others are just plain wrong when it comes to what it takes to qualify for a…

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There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. It’s either your mortgage or your landlord’s As Entrepreneur Magazine, a premier source…

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